Comprehensive
Financial Planning
Services

Our process revolves around you, your values, and relevant life topics. We believe we should fully understand your needs, wants, and aspirations the same way you would want a doctor thoroughly diagnosing your symptoms prior to recommending surgery or providing a prescription.

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Topics Include

  • STATEMENT OF FINANCIAL PURPOSE
  • CASH FLOW PLANNING
  • INVESTMENT PLANNING
  • TAX PLANNING
  • RETIREMENT PLANNING
  • EDUCATION PLANNING
  • STUDENT LOAN REPAYMENT
  • ASSESSMENT AND MANAGEMENT
  • INSURANCE NEEDS REFLECTING YOUR VALUES AND GOALS (LIFE, DISABILITY, LONG-TERM CARE, HOMEOWNERS, AUTO, UMBRELLA)
  • SOCIAL SECURITY PLANNING
  • ESTATE PLANNING
  • CHARITABLE GIVING
  • EQUITY COMPENSATION
  • MAJOR FINANCIAL DECISIONS

We Listen

Our complimentary discovery meeting helps us understand your values and goals. This will be centered on any immediate concerns that led you to schedule a meeting. Well work together to draft your statement of financial purpose as well as outline

We Plan

Over the next several meetings we’ll work together to gather the necessary data that will be the basis for your plan. Together we’ll continue to refine and prioritize your goals that we’ve identified. Once the data is gathered and priorities established, Next Mission Financial Planning will crunch the numbers and develop our recommendations. We’ll then meet again to discuss, adjust as necessary, and put together the near-term tasks that need to be accomplished.

You Succeed

Once the initial plan and tasks are set, we’ll partner with you to implement the actions. These actions may require your action, our action, or both of us together.

As we work together our standing battle rhythm will consist of meetings every 6 months to review, update and discuss your progress and any life changes that would alter your plan. Between meetings we’ll continue to monitor your progress, provide great educational opportunities, and be an available sounding board for financial decisions.

We know life doesn’t happen on a 6-month time schedule so we’re happy to meet should you have questions or concerns with your plan or a major life event occurs that you’d like to discuss.

See our Client Service Calendar

Comprehensive Financial Planning Services

Fees start at $985 per quarter
Based on the complexity of your situation Monthly billing can also be arranged.

Investment Management Services

Holistic Investment Management

Our process revolves around you, your values, and relevant life topics. We believe we should fully understand your needs, wants, and aspirations the same way you would want a doctor thoroughly diagnosing your symptoms prior to recommending surgery or providing a prescription.

We believe the basis for any investment management is a solid financial plan. Once your plan is established, we base your portfolio on understanding of when your invested funds might be needed for life goals or large purchases as well as your risk tolerance and any accounts we won’t be managing (TSP, 401K, 403B, etc).

Portfolios should be Individualized based on your situation and risk tolerance. We use a behavioral assessment tool called DataPoints to determine your comfort with risk and then use that to structure your portfolio.

Finally, we believe the best way to provide holistic investment management is to adjust your managed portfolio across all of your investment accounts. Our advice will consider and may recommend changes to your 401K, 403B, or TSP accounts for tax efficiency or diversification. We find that not taking these into consideration will result in a sub-optimal asset allocation and potentially higher or lower risk profile.

Investment Philosophy

A diversified portfolio provides resilience for unexpected events

Time in the market is more important than timing the market

Minimizing fees and taxes can substantially improve investor returns over the long term

Lower turnover (switching investments) is generally better

We build our portfolios primarily using Exchange Traded Funds (ETFs) as they best align
with our philosophy as the funds we use are low cost, tax advantaged vehicles that can
provide a broad range of diversification.

Holistic Investment Management Deliverables

  • Investment Policy Statement
  • Right Capital portal account to view all investment accounts in one place
  • Investment performance reviews during semi-annual meetings
  • Advice and answers to investment questions

Investment management Fees*

Managed Account(s) Value Annual Fee (% of managed account value)
$0 - $500,000 0.70%
$500,001 - $1,000,000 0.60%
Above $1,000.001 0.50%

*Does not include account and trading costs assessed by the client’s account custodian.
Schedule a Free Discovery Meeting

Schedule a Free Discovery Meeting