Latest Posts
Conducting A Home and Auto Insurance Review
Conducting a Home and Auto Insurance Review Many consumers are shocked when they receive their annual insurance bills. Rates for
Student Loan Repayment
Student Loan Repayment As of the end of December, nearly 40% of federal student loan borrowers had missed at least
The Co-Owner of Your Traditional 401K, IRA, & TSP Accounts
The Co-Owner of Your Traditional 401K, IRA, & TSP Accounts You may not realize it while you’re working to build
Avoid These FAFSA Mistakes
FAFSA Mistakes To Avoid It's FAFSA Time! Last month, the Department of Education confirmed that the long-awaited new and improved
Don’t Give Cash To Charity
Don’t Give Cash To Charity…Do This Instead Charitable giving is a powerful way to make a positive impact on the
Paying for Long-Term Care
Paying for Long-Term Care: A Comprehensive Guide In part one of our series on Long-Term Care (LTC), we talked about the
Planning
Conducting A Home and Auto Insurance Review
Conducting a Home and Auto Insurance Review Many consumers are shocked when they receive their annual insurance bills. Rates for
Don’t Give Cash To Charity
Don’t Give Cash To Charity…Do This Instead Charitable giving is a powerful way to make a positive impact on the
Paying for Long-Term Care
Paying for Long-Term Care: A Comprehensive Guide In part one of our series on Long-Term Care (LTC), we talked about the
Long-Term Care
Long-Term Care: Why Everyone Needs A Plan Introduction October is Long-Term Care (LTC) Planning Month. While no one likes to
Social Security Case Studies: Claiming for Couples
Social Security Case Studies: Claiming for Couples Planning for retirement involves numerous decisions, and one of the most significant factors
Social Security For Couples
Social Security For Couples: Spouse and Survivor Benefits Planning for retirement involves numerous decisions, and one of the most significant
Saving & Investing
The Co-Owner of Your Traditional 401K, IRA, & TSP Accounts
The Co-Owner of Your Traditional 401K, IRA, & TSP Accounts You may not realize it while you’re working to build your nest egg and enjoying the annual tax break, but
Beating Some Index
Beating Some Index In personal finance, what matters is not beating some index. What matters is meeting your goals. Too often the investment industry confuses the two. An index is
Start Them Early – Roth IRA For Kids
Start Them Early - Roth IRA For Kids “Compound interest is the 8th wonder of the world”. While there is little evidence that Einstein actually said this, compound interest is
Get The Big Things Right – Accumulation Phase
Get The Big Things Right - Accumulation Phase Personal finance, like most things in life, is subject to the Pareto Principle which says 80% of the results come from 20%
15 Ways To Save More [Checklist]
15 Ways To Save More During January and February, we like to help clients identify proactive ways to start the year off right and save more. Perhaps you… Received a
Loss Aversion
We feel the pain of loss more than we feel the pleasure from gain. Because of this, we try to avoid loss. This is called loss aversion.
College Planning, Saving, and Funding
Student Loan Repayment
Student Loan Repayment As of the end of December, nearly 40% of federal student loan borrowers had missed at least
Avoid These FAFSA Mistakes
FAFSA Mistakes To Avoid It's FAFSA Time! Last month, the Department of Education confirmed that the long-awaited new and improved
FAFSA Changes
FAFSA Changes The Free Application for Federal Student Aid (FAFSA) is undergoing a major revision for the 2024-2025 and future
College Bound – Freshman and Sophomore Checklist
High School Freshman and Sophomore Checklist Preparing for College For students planning to attend college, starting off their high school
College Bound – Junior Year Checklist
College Bound - Junior Year Checklist A student’s Junior year in high school is arguably the most critical year for
College Ahead – Senior Year Checklist
Senior Year Checklist to Prepare for College It’s here…senior year. You’re child has worked hard and this will be the
Life
Buy Good Things…Own Them A Long Time
Buy Good Things - Own Them A Long Time Thrift or as some (my wife) might say being cheap, is
Next Smallest Step
Next Smallest Step Do you have big ideas about things you’d like to do? How often do actually complete them?
Alpine Style Living
I usually write something original when I post these images, but I really liked Carl Richard’s thoughts on extending alpine-style
Recency Bias
We are great at projecting what has happened recently will continue to happen in the future. This is also known as recency bias.
Your Future Self
It's often hard to imagine our future self even in the near-term. Thinking about our future self is important.
Process Over Outcomes
Process Over Outcomes Have you ever made a decision that didn't work out as you had planned or hoped? Did