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Direct Your Money – Beneficiary Designation
Direct Your Money – Beneficiary Designation You know that having […]
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College Funding
7 Reasons To Save For College In A 529 Plan
529 plans provide a tax-advantaged way to save for future education costs. Here are 7 reasons to use a 529 account.
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Focus On What You Can Control
There are many things that matter in life. There are also things that I can control. The overlap is what you should focus on. What should focus look like for your financial life?
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Removing Our Blind Spots
We all have blind spots, and by definition, you can’t see your own. Let me give you an example. One time, I was having a conversation with a friend of mine. Let’s call him Dave. Dave was a retired investment...
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Micro-Actions Lead to Big Results
When tackling big, audacious goals, you don’t need big, audacious […]
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Retirement Check-In – 10 Years Out
10 Years From Retirement Check-In Dreaming of the day you […]
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Financial Planning Under the Cone of Uncertainty
I am fascinated by hurricane tracking models. Strange because I’ve never lived in an area prone to hurricanes. The cone or funnel shape of the forecast shows the probable path of the storm over 5-7 days. The “spaghetti” models are...
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Less Wrong Tomorrow
Real Financial Planning is not about being right today, it’s about being less wrong tomorrow. Airline pilots know this. For years, every time I met one, I would ask two questions. The first was, “Do you prepare a flight plan...
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Next Mission Answers Ten Questions For A Financial Planner
In a previous article, I discussed why it’s important to perform due diligence when you’re hiring a financial professional and how military members have unique requirements they should seek to address because of their benefits. Based on the questions I...
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10 Questions Military Should Ask Before Hiring A Financial Planner
Do a quick Google Search on “Questions to ask your financial advisor” and you’ll find a page of articles. All have a slightly different focus depending on whether they emphasize planning like this one from the CFP Board, or investments...
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Inheriting a Traditional IRA? New Rules May Increase Your Taxes
The SECURE changed the rules for Inherited IRAs. If you inherit a Traditional IRA it could cost you more in taxes. Here are some things you can do.
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How To Diversify Your TSP Holdings
The proposed TSP Mutual Fund Window is too expensive for small accounts. Here are some other options to diversify away from TSP and when and how you might consider using the Mutual Fund Window.
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TSP Mutual Fund Window – Too Expensive For Small Accounts
The Thrift Savings Plan (TSP) may soon provide access to mutual funds. Based on the current proposal is it a good deal? As proposed, the fees and expenses make it a bad deal for small accounts.
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TSP Rollover: 3 Reasons To Consider
TSP Statement Image[/caption] TSP Rollover: 3 Reasons To Consider You've left the military or federal government either for retirement or to take another job. What should you do with your Thrift Savings Plan (TSP) account? Do you leave it or...
Learn More5 Ways to Optimize Your Saving
5 Ways to Optimize Your Saving for the Best Long-Term Results. Saving money is a critical component of long-term wealth. Making savings a continuous habit is a key to that success. These are a few of the tricks that I...
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The Power of Increasing Savings
The Power of Increasing Savings TL;DR - Three Key Takeaways Small increases in saving rates over a long period of time can have a significant impact on ending account values. Slowly increasing the amount of savings will be easier to...
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