Buy Good Things - Own Them A Long Time Thrift or as some (my wife) might say being cheap, is one of my core values. I never had to go without [...]

Next Smallest Step Do you have big ideas about things you’d like to do?  How often do actually complete them?  How about the things you REALLY want?  Is there a difference [...]

I usually write something original when I post these images, but I really liked Carl Richard’s thoughts on extending alpine-style to life.  I’ll have a few more comments at the end. [...]

We are great at projecting what has happened recently will continue to happen in the future. This is also known as recency bias.

It's often hard to imagine our future self even in the near-term. Thinking about our future self is important.

Process Over Outcomes Have you ever made a decision that didn't work out as you had planned or hoped?  Did that make it a bad decision?  Maybe, but maybe not.  I [...]

Comparisons Many people seem obsessed with comparisons to others.  This is pointless behavior, of course. How other people are doing has nothing to do with how you are doing. But it’s what [...]

There are many things that matter in life. There are also things that I can control. The overlap is what you should focus on. What should focus look like for your financial life?

Are you continually trying to "get ahead" or are you satisfied with having enough? Enough usually requires much less.

We all have blind spots, and by definition, you can’t see your own. Let me give you an example. One time, I was having a conversation with a friend of mine. Let’s call him Dave. Dave was a retired investment banker who really knew his way around money. If anyone knew how to invest, it was him. But he was looking for help managing his portfolio. I asked him, “Dave, of all the people I know, you’re in the best position to deal with your own money. Why do you need help?”