End Of Year Planning
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:28:22+00:00End-of-Year Planning If you’re like me, you’re probably thinking how can it be December? Where did 2022 go? Before we
Goal = Guess
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:30:15+00:00Goal = Guess Do you get stressed when someone asks you about your goals? Concerned about either not reaching them
3 Ways to Estimate Your Life Insurance Need
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:30:39+00:003 Ways to Estimate Your Life Insurance Need Life insurance is an important pillar within your financial plan. It can
6 Critical Financial Plan Elements
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:31:27+00:00Wednesday, October 5th marks the 6th annual World Financial Planning Day. My favorite made-up day of the year :) So
Direct Your Money – Beneficiary Designation
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:34:47+00:00Beneficiary designation for your financial accounts and life insurance take precedence over your will. Make sure they're up to date.
Micro-Actions Lead to Big Results
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:37:02+00:00Micro-Actions Lead to Big Results When tackling big, audacious goals, you don’t need big, audacious actions. All you need is
Tax Time Bomb
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:37:59+00:00Are you building a retirement tax time bomb? UPDATED April 14, 2023 to reflect SECURE Act 2.0 RMD Changes Conventional
Retirement Check-In – 10 Years Out
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:39:05+00:0010 Years before your planned retirement is a great time for a retirement check-in. Here are 7 key things you should do.
Financial Planning Under the Cone of Uncertainty
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:42:45+00:00I am fascinated by hurricane tracking models. Strange because I’ve never lived in an area prone to hurricanes. The cone or funnel shape of the forecast shows the probable path of the storm over 5-7 days. The “spaghetti” models are also interesting. These are the individual forecasts that one of the weather supercomputers thinks the storm will take. Sometimes they cluster together. Other times they are wildly different. The forecast improves and the cone narrows as the hurricane progresses and new information is obtained.
Less Wrong Tomorrow
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:43:04+00:00Real Financial Planning is not about being right today, it’s about being less wrong tomorrow. Airline pilots know this. For years, every time I met one, I would ask two questions. The first was, “Do you prepare a flight plan for every single flight?” And every pilot I asked answered “Yes.” The second was, “How often does the flight go exactly as you planned?” To which they always answered “Never.”