3 Considerations for Investing a Lump Sum of Money
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:33:18+00:003 Considerations for Investing a Lump Sum of Money Investing is typically an ongoing process tied to the steady rhythm Â
Recency Bias
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:33:35+00:00We are great at projecting what has happened recently will continue to happen in the future. This is also known as recency bias.
The What and How of I Bonds
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:36:27+00:00I Bonds are currently yielding 9.62%. What are they and might they be a good place for you to save money you don't need for at least a year.
Tax Time Bomb
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:37:59+00:00Are you building a retirement tax time bomb? UPDATED April 14, 2023 to reflect SECURE Act 2.0 RMD Changes Conventional Â
Inheriting a Traditional IRA? New Rules May Increase Your Taxes
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:39:46+00:00The SECURE changed the rules for Inherited IRAs. If you inherit a Traditional IRA it could cost you more in taxes. Here are some things you can do.
How To Diversify Your TSP Holdings
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:40:31+00:00The proposed TSP Mutual Fund Window is too expensive for small accounts. Here are some other options to diversify away from TSP and when and how you might consider using the Mutual Fund Window.
TSP Mutual Fund Window – Too Expensive For Small Accounts
Mike Hunsberger, ChFC®, CFP®, CCFC2025-07-03T13:35:42+00:00The Thrift Savings Plan (TSP) may soon provide access to mutual funds. Based on the current proposal is it a good deal? As proposed, the fees and expenses make it a bad deal for small accounts.
TSP Rollover: 3 and 1/3 Reasons To Consider
Mike Hunsberger, ChFC®, CFP®, CCFC2025-11-23T23:33:09+00:00The Thrift Savings Plan is a great retirement savings option, but it can sometimes make sense to rollover those funds after Federal service.
5 Ways to Optimize Your Saving
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:41:41+00:00Saving money is a critical component of long-term wealth. Making savings a continuous habit is key. Here are some tips to make it easier. Â
The Power of Increasing Savings
Mike Hunsberger, ChFC®, CFP®, CCFC2025-03-23T01:42:02+00:00Increasing your savings rate annually by a small amount can have a profound impact on your long-term wealth accumulation.